I stopped smoking 18 year's ago and, from the off, I put away the money I would have spent on cigarettes.
When I stopped, my brand used to cost £3.60 odd for 20, so I rounded it down to £3.50 and have saved £49 a fortnight ever since. I called it my household fund and bought everything that's needed replacing in a home over those years. It has also been spent on family treats from time to time. At present there is £360 in it and last August, on my 80th birthday I took family and friends to the Greyhound Stadium for a three course meal and an evening of dog racing.
I paid for everything including drinks but excluding their bets and it came to just under £500. Everyone thoroughly enjoyed their evening and I didn't think of it as an extravagance simply due to the fact that that money used to just go up in smoke.
Since I stopped, I have saved £1,274 per year which is a staggering £22,932.
Makes you think, doesn't it?